Payment methods
You can choose to pay using the Klarna payment methods, or with Paypal. More information about these options can be found below.
Klarna
Klarna is one of Europe’s largest banks, providing payment solutions such as direct payments, pay after delivery options and instalment plans in a one-click purchase experience. Find out more by visiting klarna.com and see some details below:
- Pay Now
This means you can pay by card directly at the checkout.
You can always pay using Visa and Mastercard. You can also pay using AMEX in UK, SE, BE, NL, LU, IT, ES, FR, CH & DE.
Payment will be taken as soon as your order is confirmed.
- Pay Later
Customers in Austria, Denmark, Finland, Germany, Netherlands, Norway, Sweden, Switzerland and United Kingdom can choose to buy now and pay later, depending on eligibility.*
As soon as your order has been confirmed, you will receive information from Klarna on how and when to complete your payment. Should you have any questions regarding your payment, please contact Klarna for information. If you are not eligible*, you will only see the Pay Now option at the checkout.
- Monthly Financing
Customers in Denmark, Germany, Finland, Norway and Sweden can choose to open an account with Klarna and receive monthly statements based on the option they chose. This option allows you to spread the cost of your purchase into monthly instalments.
For this option, you will need to open an account with Klarna and you will receive monthly statements when your order is confirmed.
If you are not eligible*, you will only see the Pay Now option at the checkout.
Not paying for your order on time could affect your ability to use Klarna in the future. We encourage you to spend responsibly, remember to keep up with your repayments to avoid late payment fees and damage to your credit report. Pay later is a form of credit, COS is not the lender. For debt and money advice please visit https://www.moneyadviceservice.org.uk.
*Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
*Please note that COS is unable to provide any details of why you are not eligible to pay using our Pay Later option. If you have any questions regarding payment, please contact Klarna customer support.
PayPal
We will take payment from your credit/debit card via your Paypal account. Payment will be taken as soon as your order has been dispatched.
For further information about Paypal or to create an account, please visit Paypal.
SWISH
Customers in Sweden can choose to pay with Swish on your mobile phones. Select the option at checkout and follow the instructions using your mobile Bank ID. The payment will be deducted directly from the account you have linked to the Swish App.
We kindly advise you to be mindful of your purchases.
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